At Qashivo, we believe better payment processes create stronger businesses.
Our team combines experience in technology, financial services and SME operations to help businesses work more efficiently and make more informed decisions. Charlie supports existing finance teams with smarter credit control and clearer cashflow forecasts.
Our mission is to reduce the time, cost and complexity involved in managing outstanding payments.
By automating repetitive processes and providing clearer financial information, we help teams concentrate on the decisions and relationships that matter. Technology should support people, not create more work for them.
Intelligent financial technology for two distinct markets: SMEs managing outstanding payments, and invoice finance providers verifying the debt behind their facilities.
Charlie, an AI-powered credit control assistant, supports routine follow-ups, captures payment commitments and connects payment behaviour to cashflow forecasting.
Built for the invoice finance marketplace: lender-controlled verification, independent debtor contact, AI-powered follow-up and structured reporting.
Experience in financial services, technology, business operations and commercial development, with a shared focus on practical answers to real financial challenges.
Simon has spent more than 30 years helping SMEs navigate growth, cashflow and financial challenges. Through firsthand experience of the impact late payments have on businesses, he founded Qashivo to help companies get paid faster and improve cashflow visibility.
Michael has more than 30 years of experience building complex technology platforms and financial systems. He combines deep expertise in software architecture, fintech infrastructure and AI to ensure Qashivo is secure, scalable and built for growth.
Jamie brings more than 25 years of experience in marketing, growth and commercial strategy. He has helped businesses build strong brands, generate demand and scale customer acquisition.
John brings 25+ years of invoice finance experience and an extensive network across lenders and business finance. He leads Qashivo’s strategic partnerships and finance ecosystem.
Credit control is about more than outstanding invoices. It affects cashflow, customer relationships and the ability to plan with confidence.
So we combine automation, clear information and appropriate human oversight, making complex processes easier and giving businesses greater control over their receivables.
Whether you’re an SME improving credit control or an invoice finance provider seeking better debt verification, we’d welcome a conversation.
