
Greater confidence in receivables.
Independent debtor verification with Qonfirm. Clearer evidence for your portfolio decisions.
Verify balances
Structured debtor confirmations.
Capture evidence
Clear records of debtor responses.
See your portfolio
Verification coverage and exceptions.
One portfolio. Clearer evidence.

Qonfirm supports lender due diligence and verification processes. It is not an audit service and does not replace independent audit procedures.
From ledger to evidence.
- 01Select scope
- 02Contact debtors
- 03Capture evidence
- 04Review portfolio
From ledger to evidence.
Independent responses. Structured verification records.
A different lens on payments.
For collection and factoring operations, Qashivo tracks payment behaviour, promises and exceptions. Charlie supports people, not replaces their judgement.
Collections intelligence is distinct from Qonfirm’s debtor verification workflow.

Your lender questions.
Is Qonfirm an audit service?
No. Qonfirm is a debtor verification solution. Its records support lender reviews and due diligence; they do not replace independent audit procedures.
Who controls the verification scope?
The lender selects the clients, debtors and invoices. Requests are issued independently and responses are categorised into verification records.
Are collections intelligence and Qonfirm the same solution?
No. Qonfirm focuses on debtor balance verification. Qashivo collections intelligence supports payment follow-ups, behavioural understanding, commitments and exceptions.
Where can we find lender pricing?
No lender pricing is published. Contact our partnerships team to discuss verification scope, reporting and your operational requirements.
Book a lender demo.
Tell our partnerships team about your portfolio, verification workflow or collection operation.
Contact our partnerships team