Know what’s real.
Qonfirm provides independent debt verification for invoice finance lenders, combining controlled verification, AI-powered follow-up and portfolio-level reporting.
Verification shouldn’t be
the heaviest job on the desk.
MANUAL + PERIODIC
Exposure can sit unverified between sampling rounds.
LOW RESPONSE
Emails go unanswered and call-backs consume credit and operations time.
CONFIDENTIALITY
Direct lender contact can create disclosure risk.
NO STRUCTURED RESULT
Free-text responses and spreadsheets do not roll up cleanly to portfolio level.
Independent debt verification. Run end to end.
A lender-controlled portal, independent debtor contact, AI follow-up and structured client and portfolio reporting.
Portal
The invoice finance provider receives a Qonfirm portal for its book.
Every reply becomes
structured evidence.
A consistent response framework turns debtor-level replies into a clearer view of verified debt, dilution, reconciliation exceptions, disputes, fraud signals and unverified exposure.
From one debtor response to one portfolio view.
Independent responses become structured evidence. See verified debt, exceptions and unverified exposure across the book.
| Client | Value | Verification | Risk status |
|---|---|---|---|
| Northfield Manufacturing | £124,600 | Confirmed | OK |
| Elmbridge Services | £86,240 | Different amount | WATCH |
| Westbrook Trading | £152,800 | No response | ACT |
Client and portfolio reporting.
Client-level reporting
Categorised responses, debtor-level exceptions and the underlying evidence for each client.
Portfolio-level reporting
A consistent view of verified debt, dilution, disputes and unverified exposure across the book.
Evidence pack
Response categories and the verification record kept together for review.
Built for lenders.
Lender-controlled scope
Select the clients, debtors and invoices that matter. Verification decisions stay with you.
Independent contact
Requests are issued independently, separating the lender from debtor contact. Qonfirm supports verification and lender reviews, but does not replace independent audit procedures.
Charlie AI follow-up
Charlie, an AI-powered credit control assistant, supports follow-up for non-responders through Qonfirm Plus. People retain oversight of exceptions and decisions.
Start with a focused pilot.
Tell us about your verification scope and reporting needs. We’ll reply to discuss whether a pilot fits your book.