Business owner working at a laptop, from the Qashivo explainer

How Qashivo works

Collect smarter. Understand payments. Forecast cashflow.

From ledger connection to customer commitments, Charlie supports your team with routine follow-ups, managed exceptions and clearer visibility of incoming cash.

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Your team, supported by CharlieSmarter collections. Clearer cashflow.

FOR SMEs

Charlie supports your team from invoice to resolution.

Turn outstanding invoices into managed workflows. Communicate consistently, capture customer intent and focus people on the accounts that genuinely need attention.

Connect

Connect the accounting ledger. Bring outstanding invoices into one credit-control workflow.

INV-2026-0148Connect · Credit control

Communication that closes the loop

The right message.
The right channel. The right time.

Email

Consistent, contextual follow-up for outstanding invoices.

SMS

Keep the conversation moving with direct, timely contact.

AI voice

Capture payment intent and surface the accounts that need a person.

CommunicateCapture intentDecideFollow upEscalateResolve

Smarter collections

Less chasing.
More progress.

Charlie handles routine follow-ups so your team can focus on customers who need attention.

Automated follow-ups
Smarter prioritisation
Payment promise tracking

Explore how it works

Finance professionals working together at a laptop

Payment promises, paid accounts and exceptions in the approved Qashivo explainer — Approved Qashivo explainer · Illustrative interface and data

CollectUnderstandForecast

Intelligent cashflow forecasting

See what’s coming.

Turn payment commitments into a clearer view of your cashflow for up to 13 weeks.

Predict incoming cash
Spot potential gaps
Plan with confidence

Cashflow outlook and expected incoming payments in the approved Qashivo explainer — Approved Qashivo explainer · Illustrative interface and data

Forecasts reflect payment commitments and historical behaviour, not guaranteed payments.

FOR INVOICE FINANCE

Verifying debt for an invoice finance book?

Explore Qonfirm

Smarter collections start here.

Give your finance team the support and payment intelligence to plan with confidence.